Simply the best!

Earn a high interest rate on your balance, receive rebates for all nationwide ATM surcharge fees, and get the great service you’ve come to expect from your community bank. It’s a sure winner!


EARN  1.10% APY*

FREE ATM access nationwide

Fully-insured,** No Account Maximum

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Questions? Call 781.665.2500

* Minimum deposit of $100 required to open an All-In Checking Account. Daily minimum balance of $100 required to obtain Annual Percentage Yield (APY) on All-In Checking Account. APY is a variable rate and is subject to change without notice. Fees could reduce the earnings on the account. A monthly service charge of $25 will be imposed each month. $25 service charge rebate with $1,000 minimum monthly direct deposit. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at the branch, online or ATM do not qualify. Nationwide ATM surcharges assessed to your account will be rebated daily. This account is available for personal accounts only. Melrose Bank accepts deposits and is opening new accounts from customers residing in New England (MA, CT, NH, ME, VT, RI). 

** All balances are 100% guaranteed through the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF).