Skip to main content

First-Time Homebuyer Program

Kickstart your homeownership adventure with a program that's loaded with perks. As a first-time homebuyer, you have access to a variety of benefits that make finding and purchasing your first home that much more rewarding.

  • Great rates
  • Flexible qualifying guidelines
  • Reduced closing costs
  • Free pre-qualification and pre-approval
  • Easy to apply online!


It will be necessary for you to gather some additional documentation to submit with the loan application. Those documents include:

  1. Prior two years' W-2 forms
  2. Current paystubs (covering the most recent 30 day period)
  3. Copies of bank statements for the most recent three (3) months
  4. If you are self-employed, please provide copies of your most recent two years' Federal Tax Returns (Three years Federal Tax Returns may also be required of all applicants to confirm your status as a first-time homeowner.)

For additional information or assistance, contact a Mortgage Specialist.

Icon of a light blue quotation mark.

"I appreciate their support of the Melrose Symphony Orchestra! And their friendly service, of course. "


Discover everything we can offer.