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First-Time Homebuyer Program

Kickstart your homeownership adventure with a program that's loaded with perks. As a first-time homebuyer, you have access to a variety of benefits that make finding and purchasing your first home that much more rewarding.

  • Great rates
  • Flexible qualifying guidelines
  • Reduced closing costs
  • Free pre-qualification and pre-approval
  • Easy to apply online!

 

It will be necessary for you to gather some additional documentation to submit with the loan application. Those documents include:

  1. Prior two years' W-2 forms
  2. Current paystubs (covering the most recent 30 day period)
  3. Copies of bank statements for the most recent three (3) months
  4. If you are self-employed, please provide copies of your most recent two years' Federal Tax Returns (Three years Federal Tax Returns may also be required of all applicants to confirm your status as a first-time homeowner.)

For additional information or assistance, contact a Mortgage Specialist.

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"Just wanted to thank Melrose Bank for the help with refinancing my home. This was a first time process for me, and Melrose Bank made it so simple and stress free. "

Steven

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