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All-In CheckingSM

This account fits all your checking needs. Earn a high interest rate on your balance, receive rebates for all nationwide ATM surcharge fees, and get the great service you've come to expect from your community bank.

  • Free ATM access nationwide
  • Interest-bearing
  • $10.00 monthly service charge rebate for maintaining $1,000 minimum daily balance
  • $5.00 monthly service charge rebate for using Melrose Bank eStatements
  • $10.00 service charge rebate with $1,000 minimum monthly direct deposit
  • Free Online Banking, Bill Pay and Mobile Banking with Mobile Check Deposit
  • Debit MasterCard® compatible with Apple, Samsung, and Google Pay
  • $100 minimum deposit to open

Minimum deposit of $100.00 required to open an All-In Checking Account. Daily minimum balance of $100.00 required to obtain APY on All-In Checking Account. Fees could reduce the earnings on the account. A monthly service charge of $25.00 will be imposed each month. $10.00 monthly service charge rebate for maintaining $1,000 minimum daily balance. $5.00 monthly service charge rebate for using Melrose Bank eStatements. $10.00 service charge rebate with $1,000 minimum monthly direct deposit. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at the branch, online or ATM do not qualify. Nationwide ATM surcharges assessed to your account will be rebated monthly. This account is available for personal accounts only. Melrose Bank accepts deposits and is opening new accounts from customers residing in New England (MA, CT, NH, ME, VT, RI).

Avoid the inconvenience of a denied transaction and skip the headache of an accidental slip-up. We offer two overdraft programs:

Overdraft Protection
Add an Overdraft Protection Line of Credit to your account, and funds will be automatically advanced when needed to cover your overdraft (up to your credit limit). Payments to your line can then be automatically made from your account monthly.

Stop by our office or call 781-665-2500 to apply. We’ll notify you when you’re approved.

Occasional Overdraft Privilege Service (OOPS!)
We cannot promise or guarantee overdrafts will never happen, but what we can do is consider OOPS! In the event of an accidental overdraft, we will consider - without obligation on our part - payment of your reasonable overdraft up to your assigned OOPS! limit.

Effective Date: Thursday, December 13, 2018

Minimum Daily
Balance to earn APY
APY
All-In Checking1$100.001.50%

1 Minimum deposit of $100.00 required to open an All-In Checking Account. Daily minimum balance of $100.00 required to obtain APY on All-In Checking Account. Fees could reduce the earnings on the account. A monthly service charge of $25.00 will be imposed each month. $10.00 monthly service charge rebate for maintaining $1,000 minimum daily balance. $5.00 monthly service charge rebate for using Melrose Bank eStatements. $10.00 service charge rebate with $1,000 minimum monthly direct deposit. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into account per statement cycle. Personal transfers or deposits made at the branch, online or ATM do not qualify. Nationwide ATM surcharges assessed to your account will be rebated monthly. This account is available for personal accounts only.  Melrose Bank accepts deposits and is opening new accounts from customers residing in New England (MA, CT, NH, ME, VT, RI).

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